Stephen Hawking is dead.
Also, there will be no special Brexit deal for the City. To be honest, we knew that – I spent this past year getting ready for it. I thought I’d get used to it, my anger would morph into something like acceptance. It hasn’t happened.
Granted, the manner in which the so-called process is carrying on isn’t helping. It’s like watching a slow motion train wreck. The EU are asking Britain to tell them what Britain wants. Britain is terribly sorry, but is unable to oblige: apart from a general preference for eating cake and having it, Britain hasn’t yet settled on what it wants, specifically. Can someone please send our government a memo reminding them of the seven habits of highly effective people? Number one: begin with a fucking end in mind.
Also, I don’t have any more carried forward pension allowance, so my tax rate is going up, just in time to start paying for this clusterfuck that our gullible xenophobic half got us all into. My pleasure.
Savings rate: 60%
The actual year to date average is 73%. Let’s hope it lasts 😉
Property wealth: overpay mortgage by £20k
Pension wealth: use up all available allowance
Financial wealth: Emergency Fund & Freedom Fund
Emergency Fund: not yet, but there’s hope.
Freedom Fund (aka S&S ISA): ongoing.
Tax: pay no more than £25k income tax in 2017/18 tax year
Fail. It’s going to be more like £30k+
No new stuff year
I’ve decided that I don’t need any more stuff this year, and am trying to restrain myself from buying anything non-perishable. I’ll admit, it’s harder than I thought.